Trusted Merchant Bankers

We are merchant bankers. We secure only commercial loans for companies. We do not do personal loans.

We find the capital. for your Company. Instead of you searching online, we access our database of thousands of lenders and investors who want to lend you money, at all stages of your business. 

• Most industries in the United States. We do not work with startup companies. 

You must have a code from your referral partner to initiate applying through the site. 

To Start: 

GRA Application 

Referral Code

6 Months of Bank Statements

Further documentation required upon request

Depending on the request, Yes, a personal guarantee might be required.

An MCA stands for...Merchant Cash Advance.

A Merchant Cash Advance isn’t a loan — it’s when a lender gives your business a lump sum of cash upfront in exchange for a percentage of your future sales. Most businesses use them when they need fast money and can’t wait weeks for a traditional loan — like covering payroll, inventory, or an unexpected expense.

LOOK - IT'S AN MCA. It’s expensive. Plus there are weekly payments. It’s a good program if you have a capital event coming up within 90 days because you WANT TO PAY THIS OFF! 

Some people will continue borrowing from MCAs, and in spite of themself they do ok, but that’s RARE . So choose wisely and have a strategy in place because the reality is that most people go down what's called a "debt spiral". That’s when you stack and stack and stack,, and exactly what you want to avoid. 

*However when used strategically MCAs can be an efficient bridge to getting to the next step in opening you up to better lending options in the future.   We use MCAs as a strategic tool — not a trap — helping businesses bridge short-term gaps and position themselves for their next capital event with purpose and control.

Yes.  

Business and Personal Credit Checks as well as background checks are $150, and it’s a THIRD PARTY COST. This is part of your due diligence and is required. 

We accept Zelle, Venmo and Paypal.

Our success fee is 3%. No negotiations, and we take it when we close. When you get money, we get paid. 

• Senior Debt: Asset-based loans, revolving lines of credit and cash-flow based loans)
• Senior Stretch:  High % LTV Asset Based & Terms Loans
• Mezzanine/sub-debt : Uni-Traunche, Junior Capital
• Bridge financing: And special situation loans

Let's be honest. Interest rates are a product of risk. If you don’t have good credit or you have issues, your interest rate is higher. If you’re expecting, 9 or 10%, you're at the wrong place. It will be mid to high teens. If in a perfect world, you do what you need to do so you can get to more conventional financing at better rates.